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« Massachusetts Senate Race: Implications for Business | Main | Employment and a Lost Decade? A Warning on Data Analysis »

January 21, 2010

Comments

Edward Jenkins

Interesting questions. The challenges in our industry will include asset quality, deposit growth, and responding to an evolving regulatory landscape. The industry has trended toward commoditization and to succeed banks will have to differentiate themselves. Community banks will have the toughest battle, especially in markets where they lived and died by financing residential construction. It will be tough for them to transition to being meaningfully competitive in commercial lending. This segment requires experienced bankers, stable capital, and advanced technology.

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